The story behind the numbers

Headlines about record-high mortgage debt can create concern, but they don’t tell the whole story. In this blog, we’ll explore how homeowner equity, rising property values, and today’s market conditions provide important context that paints a much more balanced picture of the housing market.

 

Looking Beyond the Headlines 

 

The Full Financial Picture

Mortgage debt is only one piece of the equation. When compared to the total value of residential real estate and the amount of equity homeowners have accumulated, the market looks far stronger than headlines may suggest.

 

A Strong Equity Advantage

While mortgage balances have reached new highs, homeowner equity has grown even more.…

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